Let's Start a Conversation

Let's Start a Conversation

Every plan begins with a conversation. Reach out and we'll be in
touch to schedule your complimentary introductory meeting.

Every plan begins with a conversation.

Reach out and we'll be in touch to schedule your complimentary introductory meeting.

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Personalized financial planning that starts with you. We help individuals and families across mid-Michigan build clarity and confidence for the life they envision.

Location & Hours

Saginaw Office

3750 Fortune Blvd, Saginaw, MI 48603

Monday–Thursday:

9 AM - 5 PM

Friday:
9 AM – 3 PM

Bay City Office

1600 Center Ave,
Bay City, MI 48708


By appointment only



Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Harmony Financial Services LLC are not affiliated. Financial Professionals may only conduct business with residents of the states or jurisdictions in which they are properly registered, licensed or exempt from registration and not all of the securities, products and services mentioned are available in every state or jurisdiction.

© 2026 Harmony Financial  |  All Rights Reserved

Footer Image

Personalized financial planning that starts with you. We help individuals and families across mid-Michigan build clarity and confidence for the life they envision.

Location & Hours

Saginaw Office

3750 Fortune Blvd, Saginaw, MI 48603

Monday–Thursday:

9 AM - 5 PM

Friday:
9 AM – 3 PM

Bay City Office

1600 Center Ave,
Bay City, MI 48708


By appointment only



Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Harmony Financial Services LLC are not affiliated. Financial Professionals may only conduct business with residents of the states or jurisdictions in which they are properly registered, licensed or exempt from registration and not all of the securities, products and services mentioned are available in every state or jurisdiction.

© 2026 Harmony Financial  |  All Rights Reserved

Footer Image

Personalized financial planning that starts with you. We help individuals and families across mid-Michigan build clarity and confidence for the life they envision.

Location & Hours

Saginaw Office

3750 Fortune Blvd, Saginaw, MI 48603

Monday–Thursday:

9 AM - 5 PM

Friday:
9 AM – 3 PM

Bay City Office

1600 Center Ave,
Bay City, MI 48708


By appointment only



Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Harmony Financial Services LLC are not affiliated. Financial Professionals may only conduct business with residents of the states or jurisdictions in which they are properly registered, licensed or exempt from registration and not all of the securities, products and services mentioned are available in every state or jurisdiction.

© 2026 Harmony Financial  |  All Rights Reserved

Footer Image

Personalized financial planning that starts with you. We help individuals and families across mid-Michigan build clarity and confidence for the life they envision.

Location & Hours

Saginaw Office

3750 Fortune Blvd, Saginaw, MI 48603

Monday–Thursday:

9 AM - 5 PM

Friday:
9 AM – 3 PM

Bay City Office

1600 Center Ave,
Bay City, MI 48708


By appointment only



Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Harmony Financial Services LLC are not affiliated. Financial Professionals may only conduct business with residents of the states or jurisdictions in which they are properly registered, licensed or exempt from registration and not all of the securities, products and services mentioned are available in every state or jurisdiction.

© 2026 Harmony Financial  |  All Rights Reserved

Footer Image

Personalized financial planning that starts with you. We help individuals and families across mid-Michigan build clarity and confidence for the life they envision.

Location & Hours

Saginaw Office

3750 Fortune Blvd, Saginaw, MI 48603

Monday–Thursday:

9 AM - 5 PM

Friday:
9 AM – 3 PM

Bay City Office

1600 Center Ave,
Bay City, MI 48708


By appointment only



Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Harmony Financial Services LLC are not affiliated. Financial Professionals may only conduct business with residents of the states or jurisdictions in which they are properly registered, licensed or exempt from registration and not all of the securities, products and services mentioned are available in every state or jurisdiction.

© 2026 Harmony Financial  |  All Rights Reserved